The initial six digits in the account number in almost any charge card indicate the Bank Identification Numbers (BIN). These numbers are essential while they should be verified before any payment would be authorized. Validating the dpi necessitates the utilization of a BIN list tool to recognize the institution that issued the charge card and other secured information.
The BIN checker tool, because i mentioned earlier, is really a tool employed in authenticating the corporality of your bank identification number from updated databases.
The main objective of this tool is the mandatory information necessary to validate transactions done with cards. This implies checking the first Four to six digit of the credit or debit card.
On account of frequent changes along with the massive amount records who’s covers – over 300, 000 record at the moment – it is extremely hard to keep up or read directly from the BIN list.
Fortunately there’s a tool which enables curb this drawback – the BIN checker tool. We’ll talk more details on it in the next article.
How TheBIN List Tool Works
It is pretty simple. The objective of the tool is to lookup the BIN to find out if it is just a credit, debit prepaid, or bank card.
To use the too, simply type in the first six digit and then click check. The tool brings up each of the secured information associated with the BIN you entered.
Listed here is a table showing the charge card design for BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for the Major Industry Identifier, which is the first digit in the credit card number.
Below is a table showing the most important Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum along with other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies
Why would you use the BIN list tool?
• The BIN list tool is effective in determining the charge card type by traders. It tells whether it is a charge card, bank card, prepaid card, or bank card.
• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the possibility to monitor suspicious orders.
More details about BIN Checker net page: click.
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