The first six digits in the account number in different plastic card indicate the Bank Identification Numbers (BIN). These numbers are important as they should be verified before any payment will be authorized. Validating the dpi requires the using a BIN list tool to distinguish the institution that issued the credit card and also other secured information.
The BIN checker tool, while i mentioned earlier, is really a tool used in authenticating the corporality of an bank identification number from updated databases.
The primary aim of this tool is to find the required information required to validate transactions carried out with credit cards. This requires checking the first 3 to 4 digit of the credit or debit card.
Because of frequent changes along with the great deal of records which it covers – over 300, 000 record at this time – it’s extremely hard to take care of or read from the BIN list.
Fortunately there’s a tool which enables curb this drawback – the BIN checker tool. We’ll talk more about this tool over the following article.
How TheBIN List Tool Works
It can be simple. The purpose of the tool is usually to lookup the BIN to see if it is just a credit, debit prepaid, or credit card.
To work with the too, simply enter the first six digit and click on check. The tool provides up every one of the secured information in connection with the BIN you entered.
Here is a table showing the card design for BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks to the Major Industry Identifier, the first digit from the credit card number.
Here is a table showing the key Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies
Why would you use the BIN list tool?
• The BIN list tool is effective in determining the credit card type by traders. It tells whether it’s a card, bank card, prepaid credit card, or bank card.
• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the chance to monitor suspicious orders.
More information about BIN Checker site: web link.
Be First to Comment