The very first six digits in the account number in different plastic card indicate the lending company Identification Numbers (BIN). These numbers are essential because they should be verified before any payment would be authorized. Validating the dpi demands the utilization of a BIN list tool to spot the institution that issued the card and other secured information.
The BIN checker tool, while i mentioned earlier, is often a tool doing work in authenticating the corporality of the bank identification number from updated databases.
The key aim of this tool is to find the necessary information had to validate transactions completed with cards. This requires examining the first 3 to 4 digit in the credit or debit card.
Due to frequent changes along with the massive amount records which it covers – over 300, 000 record right now – it can be extremely difficult to keep up or read straight from the BIN list.
Fortunately there’s a tool that helps curb this drawback – the BIN checker tool. We will talk much more about this tool in the next article.
How TheBIN List Tool Works
It’s really quite simple. The purpose of the tool is to lookup the BIN to determine if it is just a credit, debit prepaid, or charge card.
To work with the too, simply enter the first six digit and click on check. The tool brings up all the secured information in connection with the BIN you entered.
Listed here is a table showing the credit card the appearance of BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks to the Major Industry Identifier, the actual first digit from the plastic card number.
Below is a table showing the key Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies
Why use the BIN list tool?
• The BIN list tool is useful in determining the cardboard type by traders. It tells whether it’s a charge card, bank card, prepaid card, or charge card.
• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the possiblity to monitor suspicious orders.
To read more about BIN Checker net page: click here.
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