The 1st six digits in the account number in any bank card indicate the lender Identification Numbers (BIN). These numbers are very important as they must be verified before any payment could be authorized. Validating the dpi requires the utilization of a BIN list tool to spot the institution that issued the credit card along with other secured information.
The BIN checker tool, when i mentioned earlier, is often a tool employed in authenticating the corporality of an bank identification number from updated databases.
The key objective of it is to find the mandatory information had to validate transactions completed with bank cards. This requires checking the first Four to six digit from the credit or debit card.
As a result of frequent changes along with the massive amount records that it covers – over 300, 000 record at this time – it’s extremely difficult to maintain or read straight from the BIN list.
Fortunately there is a tool that helps curb this drawback – the BIN checker tool. We will talk more about this tool next article.
How TheBIN List Tool Works
It can be really quite simple. The objective of the tool is always to lookup the BIN to determine if it’s a credit, debit prepaid, or charge card.
To use the too, simply enter the first six digit and click on check. The tool will take up each of the secured information associated with the BIN you entered.
Listed here is a table showing the charge card design for BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for your Major Industry Identifier, the actual first digit from the bank card number.
Here’s a table showing the Major Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, along with other future industry assignments
9 For assignment by national standards bodies
Why use the BIN list tool?
• The BIN list tool is advantageous in determining the cardboard type by traders. It tells be it a credit card, bank card, prepaid card, or credit card.
• It really helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the possiblity to monitor suspicious orders.
For more information about BIN Checker browse our new webpage.
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