The very first six digits from the account number in a bank card indicate the lender Identification Numbers (BIN). These numbers are very important since they must be verified before any payment will be authorized. Validating this number demands the use of a BIN list tool to recognize the institution that issued the charge card and other secured information.
The BIN checker tool, because i mentioned earlier, is a tool employed in authenticating the corporality of the bank identification number from updated databases.
The primary purpose of this tool is to get the required information required to validate transactions done with bank cards. This implies examining the first 3 to 5 digit in the debit or credit card.
As a result of frequent changes and the massive amount records that it covers – over 300, 000 record currently – it’s extremely difficult to take care of or read straight from the BIN list.
Fortunately you will find there’s tool that assists curb this drawback – the BIN checker tool. We will talk more about this tool in the next article.
How TheBIN List Tool Works
It really is easy enough. The purpose of the tool is always to lookup the BIN to determine if it is just a credit, debit prepaid, or credit card.
To utilize the too, simply go into the first six digit and then click check. The tool provides up all the secured information in connection with the BIN you entered.
Here’s a table showing the cardboard the perception of BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for the Major Industry Identifier, which is first digit of the plastic card number.
Here is a table showing the main Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies
Why would you use the BIN list tool?
• The BIN list tool is useful in determining the card type by traders. It tells whether it’s a charge card, bank card, prepaid card, or bank card.
• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the chance to monitor suspicious orders.
To get more information about BIN Checker site: here.
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