The initial six digits of the account number in any bank card indicate the lender Identification Numbers (BIN). These numbers are very important while they has to be verified before any payment will be authorized. Validating this number requires the use of a BIN list tool to distinguish the institution that issued the charge card and other secured information.
The BIN checker tool, because i mentioned earlier, is a tool utilized in authenticating the corporality of the bank identification number from updated databases.
The key aim of it is to get the necessary information had to validate transactions carried out with bank cards. This requires checking the first Four to six digit of the credit or debit card.
Due to frequent changes along with the number of records it covers – over 300, 000 record currently – it really is extremely difficult to maintain or read completely from the BIN list.
Fortunately there is a tool that assists curb this drawback – the BIN checker tool. We’re going to talk much more about this tool in the next article.
How TheBIN List Tool Works
It can be really quite simple. The aim of the tool would be to lookup the BIN to ascertain if it’s a credit, debit prepaid, or bank card.
To use the too, simply type in the first six digit and then click check. The tool will bring up all of the secured information in connection with the BIN you entered.
Here’s a table showing the cardboard the perception of BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for that Major Industry Identifier, the actual first digit with the credit card number.
Here’s a table showing the most important Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies
Why use the BIN list tool?
• The BIN list tool is effective in determining the credit card type by traders. It tells whether it be credit cards, debit card, prepaid credit card, or charge card.
• It really helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the opportunity to monitor suspicious orders.
To get more information about BIN Checker you can check this popular net page.
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