The very first six digits with the account number in a bank card indicate the lending company Identification Numbers (BIN). These numbers are essential since they should be verified before any payment will be authorized. Validating this number necessitates the using a BIN list tool to spot the institution that issued the charge card along with other secured information.
The BIN checker tool, because i mentioned earlier, is really a tool employed in authenticating the corporality of the bank identification number from updated databases.
The main objective of it is the mandatory information had to validate transactions carried out with bank cards. This involves examining the first Four to six digit of the credit or debit card.
Because of frequent changes along with the great deal of records which it covers – over 300, 000 record currently – it really is almost impossible to keep up or read directly from the BIN list.
Fortunately there’s a tool which enables curb this drawback – the BIN checker tool. We’re going to talk much more about it over the following article.
How TheBIN List Tool Works
It really is pretty simple. The objective of the tool is always to lookup the BIN to determine if it’s a credit, debit prepaid, or plastic card.
To make use of the too, simply enter in the first six digit and then click check. The tool will bring up all of the secured information in connection with the BIN you entered.
Here’s a table showing the charge card the appearance of BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks to the Major Industry Identifier, the first digit with the credit card number.
Here’s a table showing the key Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum as well as other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies
Why use the BIN list tool?
• The BIN list tool is useful in determining the charge card type by traders. It tells whether it is a card, debit card, prepaid card, or plastic card.
• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with all the opportunity to monitor suspicious orders.
For details about BIN Checker website: look at here now.
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